Payoff AI
Your personal debt elimination assistant
Payoff AI is your personal debt elimination assistant, combining powerful financial tools with artificial intelligence to create customized debt repayment strategies that work for your unique situation.
Download on the App Store
Key Features
Discover what makes Payoff AI special and how it can enhance your experience.
Debt Dashboard
Track your progress with beautiful, intuitive visualizations and interactive charts
AI-Powered Strategies
Get personalized recommendations based on your financial situation
Multiple Payoff Methods
Compare Snowball, Avalanche, and Custom strategies to find your optimal path
Secure & Private
Your financial data never leaves your device with biometric protection
Powerful Debt Tools
Add unlimited debts and visualize the impact of extra payments
App Screenshots
Take a closer look at Payoff AI and see it in action.

Debt Dashboard

Strategy Comparison

Payment Allocation

Progress Tracking
Use Cases
Here's how Payoff AI can enhance your daily life and creative projects.
- 1Eliminating credit card debt
- 2Managing student loan repayment
- 3Accelerating mortgage payoff
- 4Consolidating multiple debts
- 5Planning for financial freedom
- 6Visualizing debt-free timelines
- 7Optimizing payment strategies
Your Privacy Matters
Like all our apps, Payoff AI is designed with your privacy as the top priority. We don't collect any personal data, analytics, or usage information. Your data stays on your device, exactly where it belongs.
Learn More About Our Privacy CommitmentReady to Try Payoff AI?
Download now and experience the perfect blend of functionality and privacy.
Download on the App Store